Resource center.

Your Hub for
Associate Support

As leaders in benefits support, you play a key role in helping Rich’s associates understand and navigate their benefits. This page provides direct access to essential tools and resources to support conversations, answer questions and guide your teams through enrollment and beyond.

Answer
What if I have questions about specific health conditions when evaluating plans, or want to know if my doctor is in-network?
Collective Health
Medical
New Hire
Enrollment

Collective Health is your source for support with questions about medical benefits. You can log in to the site, set your location, search by name or specialty, and quickly find in-network providers. You can also call Collective Health and talk with a real person if you’d rather get help over the phone.

Alternatively, you can visit https://www.myproviderconnect.com/find-a-doctor/ and follow these steps:

Select “Choose a location and plan” and enter your address, city or zip code. Then, confirm “Yes, this is correct.”  

Select “Don’t know your alpha prefix? Browse a list of plans.” in small text below the card example and boxes.  

Choose Medical Network Name: PPOBlue and confirm.

Answer
What's new this year?
Wellbeing
Dental
Vision
Collective Health
Medical

We’ve been listening and making meaningful changes based on your feedback:

  • Personalized guidance. All associates have 24/7 access to Collective Health, a team of healthcare experts ready to answer their medical and pharmacy questions. Alight is also be available to help associates navigate enrollment and all other benefits.
  • New medical plans. * With Highmark Blue Cross Blue Shield (BCBS), you’ll get access to the largest network in the country.
  • Straightforward choices. We’ve consolidated dental, vision, and voluntary benefits under one provider—MetLife.  
  • Balanced plan options. Each option is designed to balance coverage, cost, and support to meet a range of needs.
  • Streamlined pharmacy. Your prescription drug plan through ExpressScripts by Evernorth ensures access to a broad network of pharmacies nationwide and offers savings through mail order if you prefer to have your medication shipped to your front door.
  • More mental health resources. Expanded Confidential Assistance Program (CAP) support through Spring Health provides convenient, confidential therapy, coaching, and more.  

* In California, Kaiser remains an option.

Answer
How can I determine if my prescriptions will be affected?
Medical
Collective Health
Prescription

In partnership with Highmark, Express Scripts by Evernorth (ESI) will manage Rich’s pharmacy benefits. Associates can visit express-scripts.com to check coverage and explore options. Collective Health is also available to support associates with prescription needs.

Answer
When can I start connecting with 2026 benefits partners and using their programs?
Collective Health
Alight
Enrollment
CAP
Spring Health
  • Starting now: You have 24/7 access to Collective Health, a team of healthcare experts ready to answer medical and pharmacy questions. Alight will also be available to guide you through enrollment and other benefits questions.
  • Starting January 1, 2026: All 2026 benefits become effective based on your Open Enrollment selections and you can begin connecting with Rich’s program partners—including the enhanced Confidential Assistance Program (CAP) through Spring Health—for personalized care and support
  • If you need help before these dates, reach out to HRHelp@rich.com for general support.

Answer
Where should I turn for general questions about enrollment?
Enrollment
New Hire
Alight

During Open Enrollment, you can go to the Alight Portal to review and enroll in benefits. The "Personalize your estimate" (formerly “Ask Sarah”) decision support tool, can help you figure out which plan fits your needs best. You can also reach out to HRHelp@rich.com with general questions.

Answer
What is Spring Health and what does it mean for me and my family?
CAP
Spring Health

We’re excited to announce that Rich Products Corporation is partnering with Spring Health to ensure that all associates can easily get mental health support whenever and wherever it’s needed. With Spring Health, you have personalized, convenient care and resources to support you through any of life’s challenges. Starting 1/1/26, this benefit will be available at no cost to Rich Products Corporation associates and their household members. It only takes a few minutes to take an assessment, and then Spring Health will design a care plan just for you. If you have questions, you can meet with your Care Navigator – a licensed clinician who will ensure you receive the best care for your needs. Spring Health’s easy-to-use website and app allow you to choose an experienced therapist you feel comfortable with, book appointments online, and get support when it’s convenient for you, either virtually or in person. Each member (age 6+) gets 6 free therapy sessions per year. At any time, you can tap into Moments, a library of self-guided exercises that can help you manage stress, calm anxiety, beat burnout, improve sleep, and be more mindful. Spring Health also offers access to coaching (6 free sessions), medication management, alcohol and substance use support, work-life services, and more.

Learn more and get started at richs.springhealth.com or on the Spring Health mobile app.

For questions or support, visit springhealth.com/support or call 1-855-629-0554 (press 2 for24/7 crisis support).

Your care with Spring Health is private and confidential. No information will be shared with Rich Products Corporation without your written consent, except by court order or as provided by law.
Answer
Where can I find information about the 2025 benefits programs?
Medical
Dental
CAP
Vision
Wellbeing

Visit Make It Yours (https://richs.makeityoursource.com/) for details on your 2025 benefits.

Answer
How can I review my current benefit enrollments?
Alight
Enrollment

You can log in to the Alight portal to view your current benefit elections.

Answer
Can I schedule an Alight enrollment session and request translation services?
Alight
Enrollment
New Hire

Yes. When scheduling an enrollment call with Alight, you can request translation services in advance to ensure support is ready during your appointment. If you call directly instead, you can still access translation by being placed on a brief hold while a translator is connected.

Answer
If I have credits from the Rich’s Wellbeing Program with Personify Health, how is this used?
Wellbeing
My Money
Personify Health

If you complete three out of seven Premium Credit Initiatives, you can save $600 on your medical premium through Personify Health. If your spouse completes the initiatives as well, that savings increases to $900. You can find more information by downloading the Personify Health app. If you’re a new member, use the enrollment passphrase: luckier-passionfruit-65 when you register.

Resources
MetLife Legal Plans - How to Reach an Attorney - Spanish

Legal
MetLife
Resources
MetLife Legal Video

Legal
MetLife
Resources
MetLife Legal how to

Steps to take to use services

Voluntary
MetLife
Legal
Plan Document
Resources
MetLife Legal how to - Spanish

Voluntary
MetLife
Legal
Plan Document
Resources
MetLife Life Insurance Video

Life insurance
MetLife
Resources
MetLife Pet - Filing a Pet Insurance Claim Video

MetLife
Personify Health
Resources
MetLife Pet Insurance - Benefit Overview

MetLife
Pet
Resources
MetLife Pet Insurance - Benefit booklet - Spanish

MetLife
Pet
Resources
MetLife Pet Insurance - FAQ Flyer

MetLife
Pet
Resources
MetLife Pet Insurance Video

MetLife
Pet
Resources
MetLife Pet insurance

Getting app and filing claims

Voluntary
Pet
MetLife
Resources
MetLife Superior Vision Benefit Booklet

MetLife
Vision
Resources
MetLife Superior Vision Benefit Booklet - Spanish

MetLife
Vision
Resources
MetLife Superior Vision Benefit Overview

MetLife
Vision
Resources
MetLife Superior_Vision_FAQ Flyer

Vision
MetLife
Resources
MetLife Supplemental Life Advantages Video*

*For all states besides New York

Life insurance
MetLife
Resources
MetLife Supplemental Life Advantages**

**For New York only

Life insurance
MetLife
Resources
MetLife Supplemental Life Insurance - Accidental Death Overview

Accident
Life insurance
MetLife
Resources
MetLife Vision Insurance Video

MetLife
Vision
Resources
Metlife Pet Insurance Mobile App Video

Pet
MetLife
Resources
Open Enrollment overview summary - Amharic

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Arabic

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Burmese

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Chinese

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Dari

Enrollment
OE Summary
Resources
Open Enrollment overview summary - English

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Hmong

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Italian

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Malayalam

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Pashto

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Polish

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Punjabi

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Russian

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Somali

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Spanish

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Swahili

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Urdu

Enrollment
OE Summary
Resources
Open Enrollment overview summary - Vietnamese

Enrollment
OE Summary
Resources
Rich's 2026 Benefits Guide

Accident
Alight
CAP
Collective Health
Critical illness
Dental
EAP
Enrollment
ESI
Highmark BCBS
Resources
Rich's 2026 Benefits Guide - How-to

Tips for accessing important 2026 benefits information.

Accident
Alight
CAP
Collective Health
Dental
EAP
ESI
Highmark BCBS
Kaiser
Medical
Resources
Rich's 2026 Benefits Guide - How-to- Spanish

Accident
Alight
CAP
Collective Health
Dental
EAP
ESI
Highmark BCBS
Kaiser
Medical
Resources
Rich's 2026 Benefits Guide- Spanish

Accident
Alight
CAP
Collective Health
Critical illness
Dental
EAP
Enrollment
ESI
Highmark BCBS
Resources
Specialty prescriptions

List of Specialty prescriptions

Medical
Prescription
ESI
Accredo
Resources
Supplemental Life Insurance - MetLife Advantages

Life insurance
MetLife
Resources
Supplemental term life insurance

Benefit overview and fact sheet.

MetLife
Life insurance
Accident
Resources
Teladoc 24:7 care overview

Teladoc Health
Resources
Teladoc Health Anytime Anywhere Benefit

Teladoc Health
Resources
Teladoc Health Dermatology service

Teladoc Health
Resources
Teladoc Health Mental Health

Teladoc Health
Resources
Teledentistry - MetLife

Dental
MetLife
Resources
Vision Retail Network

Shares covered retail chains

Vision
MetLife

We’re here to help

This is the best place to find answers to any questions you have about your benefits. You’ll also find helpful resources that’ll help you understand your benefits, choose plans that are right for you and make the most of everything available.

Your questions answered

Answer
How can associates determine if their prescriptions will be affected?

In partnership with Highmark, Express Scripts by Evernorth (ESI) will manage Rich’s pharmacy benefits. Associates can visit express-scripts.com to check coverage and explore options. Collective Health is available to support associates with prescription needs.

Many associates are currently covered by Highmark and ESI, but some may be affected by updates to our covered medication list. If an associate's prescription is no longer covered under the ESI program, here’s what they can expect:​

  • Advance notice – Impacted associates will receive letters with details and next steps.
  • 90-day transition period (Jan-Mar) – Associates on medications no longer covered can continue refills through March 31.
  • Provider coordination – Guidance will be given on working with providers to identify alternative treatments.
  • Prior authorizations – Current prior authorizations will be honored for 90 days only, through March 31.
  • Coverage ends April 1 – Affected medications will no longer be covered under the new plan after this date.
  • Ongoing communication – Multiple reminders and updates will be shared before changes take effect.
Answer
What if associates have specific health condition-related questions when evaluating plans? Or want to know if their doctor is in-network?

Collective Health is the go-to for questions about medical benefits. Associates can log in to their site, set their location, search by name or specialty, and instantly see in-network providers.

Answer
How do associates reach Collective Health for support with medical and prescription benefits?

Associates have a few options for accessing Collective Health’s services:  

They can begin by downloading the Collective Health app at:  https://my.collectivehealth.com/

  • Send a secure message - Keep health benefits questions safe and in one spot when using secure messages through the app or online.  
  • Chat online - For more urgent questions associates can use their chat feature through My Collective™ (my.collectivehealth.com) or the Collective Health app to get answers fast.  
  • Call in- They’ve got team members waiting by the phone. Associates can use the number on the back of their card to reach them, Monday - Friday 4:00 AM–6:00 PM PT, and Saturday 7:00 AM–11:00 AM PT.

Answer
When is this year's Open Enrollment period, and what's important?

Open Enrollment runs from October 27- November 7, 2025. The benefits selected during this period will go into effect January 1, 2026. ACTION IS REQUIRED: All associates will need to take action during the enrollment period. They’ll need to actively enroll in coverage, or they will not have benefits through Rich’s for 2026. Encourage associates to review their options early and take time to make the best choice for their needs.

Answer
What is the relationship between Collective Health, Highmark BCBS, and Rich’s?

Collective Health is the third-party administrator managing claims, billing, and member support. Highmark BCBS provides the network of doctors, hospitals, and clinics, while ESI manages pharmacy benefits.

Answer
If associates have credits from the Rich’s Wellbeing Program with Personify Health, how is this used?  

Associates who complete three out of seven Premium Credit Initiatives, can save $600 on their medical premium through Personify Health. If their spouse completes the initiatives as well, that savings increases to $900. Associates can find more information by downloading the Personify Health app. If they’re a new member, they’ll need to use the enrollment passphrase: luckier-passionfruit-65 at registration.

Resource library

Resources
Life Insurance - Will Preparation - FAQs

Resources
MetLife Legal Plans - How to Reach an Attorney

Resources
Teledentistry - MetLife

Resources
AURA Identity & Fraud Protection - Video Toolkit

Resources
Aura Identity & Fraud Protection - Digital Protection

Protection for every stage of life.

Resources
Aura Identity & Fraud Protection - Benefit Booklet

Resources
Aura Identity & Fraud Protection - Benefit Overview

Resources
Aura Identity & Fraud Protection FAQs

HELP AND SUPPORT

We’ve got you covered.

From enrollment questions to medical coverage details, our partners are ready with the answers you need. You can also reach out to HRHelp with general inquiries.

Collective Health is your go-to for everything from understanding your medical and prescription benefits to navigating a diagnosis or finding in-network providers.
During Open Enrollment, go here to review and enroll in benefits. The "Personalize your estimate" (formerly “Ask Sarah”) decision support tool, can help you figure out which plan
fits your needs best.