Resource center.

Your Hub for
Associate Support

As leaders in benefits support, you play a key role in helping Rich’s associates understand and navigate their benefits. This page provides direct access to essential tools and resources to support conversations, answer questions and guide your teams through
enrollment and beyond.

SUPPORT FOR YOUR NEEDS

Find contact details for all Rich’s benefit partners.

open contact details
Resources
2026 Open Enrollment Kickoff Presentation

Open Enrollment details for 2026

Alight
CAP
Collective Health
Enrollment
ESI
Highmark BCBS
Kaiser
Medical
Mental Health
MetLife
Resources
2nd.MD 5 Reasons Flyer

5 reasons to get a second opinion before surgery.

Medical
2nd.MD
Resources
2nd.MD How it works Flyer

Medical
2nd.MD
Resources
AURA Identity & Fraud Protection - Video Toolkit

Aura
ID & Fraud Protection
MetLife
Resources
Accredo by Evernorth Specialty Pharmacy

Focused care for complex and chronic conditions.

ESI
Prescription
Accredo
Resources
Aura Identity & Fraud Protection - Account setup

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Account setup - Spanish

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Benefit Booklet

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Benefit Booklet - Spanish

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Benefit Overview

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Benefit Overview - Spanish

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Digital Protection

Protection for every stage of life.

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Plan summary

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Plan summary - Spanish

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection - Smart Family Safety Enrollment

Aura
MetLife
ID & Fraud Protection
Resources
Aura Identity & Fraud Protection FAQs

Aura
ID & Fraud Protection
MetLife
Resources
Aura Identity & Fraud Protection FAQs - Spanish

Aura
ID & Fraud Protection
MetLife
Resources
Blue365 Active & Fit

Gym membership information.

Highmark BCBS
Medical
Wellbeing
Resources
Blue365 overview

Highmark BCBS
Medical
Wellbeing
Resources
Blue365 savings and deals

Highmark BCBS
Medical
Wellbeing
Resources
Collective Health Welcome Portal

A walk through of the Collective Health portal.

Medical
Collective Health
Enrollment
New Hire
Prescription
Resources
Collective Health Welcome Portal walkthrough - English

Collective Health
Enrollment
Resources
Collective Health Welcome Portal walkthrough - Spanish

Collective Health
Enrollment
Resources
Collective Health member guide

Collective Health
Medical
Prescription
Enrollment
New Hire
Resources
Collective Health member guide - Spanish

Collective Health
Medical
Prescription
Enrollment
New Hire
Resources
Collective Health overview

Collective Health
Enrollment
Medical
Prescription
New Hire
Resources
Collective Health overview - Spanish

Collective Health
Enrollment
Medical
Prescription
New Hire
Resources
Confidential Assistance Program—Spring Health

Full details on access to Confidential Assistance Program services with Spring Health.

Wellbeing
Mental Health
CAP
EAP
Spring Health
Resources
Express Scripts by Evernorth 3-month Supply FAQs

ESI
Prescription
Resources
Express Scripts by Evernorth Home Delivery

Getting started with prescription delivery from Express Scripts by Evernorth.

ESI
Prescription
Resources
Express Scripts by Evernorth Home Delivery

2025 Home delivery and retail 3-month supply list.

ESI
Prescription
Resources
Express Scripts by Evernorth Mobile App

Details and QR code to get started with the Express Scripts by Evernorth mobile app.

ESI
Prescription
Resources
Express Scripts by Evernorth National Preferred Formulary Exclusions

2025 exclusions and alternatives list.

ESI
Prescription
Resources
Express Scripts by Evernorth Out-of-Pocket Protection Plan Overview

Overview and FAQs for the out-of-pocket protection plan.

ESI
Prescription
Resources
Express Scripts by Evernoth Preferred Member Formulary

2025 Express Scripts National Preferred formulary list.

ESI
Prescription
Resources
Financial Wellbeing with Spring Health

Building a budget and other financial related tools.

My Money
Spring Health
Resources
Finding in-network providers

More details on finding Highmark BCBS providers

Medical
Enrollment
Highmark BCBS
Resources
Highmark BCBS Balanced CDHP coverage

Summary of benefits and coverage for Highmark BCBS Balanced CDHP plan option.

Collective Health
Highmark BCBS
Medical
Resources
Highmark BCBS Complete PPO coverage

Summary of benefits and coverage for Highmark BCBS Complete PPO plan option

Collective Health
Highmark BCBS
Medical
Resources
Highmark BCBS Essentials PPO coverage

Summary of benefits and coverage for Highmark BCBS Essentials PPO plan option.

Collective Health
Highmark BCBS
Medical
Resources
Hospital Indemnity - Benefit Overview

Hospital
MetLife
Resources
Hospital Indemnity - Booklet

Hospital indemnity and why it matters.

Hospital
MetLife
Resources
Hospital Indemnity - Booklet - Spanish

Hospital indemnity and why it matters.

Hospital
MetLife
Resources
Hospital indemnity insurance coverage

Benefit overview

MetLife
Hospital
Voluntary
Resources
How the Essentials Plan works

Highmark BCBS
Medical
Essentials
Resources
How to find an in-network doctor

Collective Health
Highmark BCBS
Medical
Enrollment
Resources
How to find an in-network provider with Collective Health - English

Collective Health
Medical
Enrollment
Resources
How to find an in-network provider with Collective Health - Spanish

Collective Health
Medical
Enrollment
Resources
How to reach a Collective Health Member Advocate

Collective Health
Enrollment
Highmark BCBS
Medical
Prescription
Resources
ID theft

How to use services

Voluntary
Plan Document
Resources
Kaiser Balanced coverage

Summary of benefits and coverage for Kaiser's Balanced plan option

Kaiser
Medical
Prescription
Resources
Kaiser Complete coverage

Summary of benefits and coverage for Kaiser's Complete plan option

Kaiser
Medical
Prescription
Resources
Kaiser Essentials coverage

Summary of benefits and coverage for Kaiser's Essentials plan option

Kaiser
Medical
Prescription
Resources
Life Beneficiary and Calculator

Life insurance
MetLife
Resources
Life Insurance - Estate Planning

Life insurance
MetLife
Resources
Life Insurance - Will Preparation - FAQs

Life insurance
MetLife
Resources
MetLife & Aura - Identity Fraud Protection Video

ID & Fraud Protection
MetLife
Resources
MetLife Accident & Health - MyBenefits Overview

Accident
Hospital
MetLife
Resources
MetLife Accident Insurance - Benefit Booklet

Accident
MetLife
Resources
MetLife Accident Insurance - Benefit Booklet - Spanish

Accident
MetLife
Resources
MetLife Accident Insurance - FAQ Flyer

Accident
MetLife
Resources
MetLife Accident Video

Accident
MetLife
Resources
MetLife Accident coverage

Benefit overview

Accident
MetLife
Voluntary
Resources
MetLife Accident, Hospital Indemnity, and Critical Illness Claims

How to file a claim.

Accident
Hospital
Critical illness
MetLife
Resources
MetLife Accident, Hospital Indemnity, and Critical Illness Claims - Spanish

How to file a claim.

Accident
Hospital
Critical illness
MetLife
Resources
MetLife Critical Illness - Benefit Booklet

Critical illness
MetLife
Resources
MetLife Critical Illness - Benefit Booklet - Spanish

Critical illness
MetLife
Resources
MetLife Critical Illness - FAQ Flyer

Critical illness
MetLife
Resources
MetLife Critical Illness Claim Advocate

How it works.

Critical illness
MetLife
Resources
MetLife Critical Illness Insurance Video

Critical illness
MetLife
Resources
MetLife Critical illness coverage

Benefit overview

Medical
MetLife
Critical illness
Voluntary
Resources
MetLife Dental Insurance Video

Dental
MetLife
Resources
MetLife Dental Supplemental PPO FAQs

Dental
MetLife
Resources
MetLife Dental Wellness

Dental
MetLife
Resources
MetLife Dental coverage

Benefit overview

Dental
MetLife
Resources
MetLife Dental dual option booklet

Dental
MetLife
Resources
MetLife Dental dual option booklet - Spanish

Dental
MetLife
Resources
MetLife Dental options

Plan option comparison details

Dental
MetLife
Resources
MetLife Legal - Product Overview

Legal
MetLife
Resources
MetLife Legal - Product Overview - Spanish

Legal
MetLife
Answer
How can I review my current benefit enrollments?
Alight
Enrollment

You can log in to the Alight portal to view your current benefit elections.

Answer
Can I schedule an Alight enrollment session and request translation services?
Alight
Enrollment
New Hire

Yes. When scheduling an enrollment call with Alight, you can request translation services in advance to ensure support is ready during your appointment. If you call directly instead, you can still access translation by being placed on a brief hold while a translator is connected.

We’re here to help

This is the best place to find answers to any questions you have about your benefits. You’ll also find helpful resources that’ll help you understand your benefits, choose plans that are right for you and make the most of everything available.

Your questions answered

Answer
What is the relationship between Collective Health, Highmark BCBS, and Rich’s?

Collective Health is the third-party administrator managing claims, billing, and member support. Highmark BCBS provides the network of doctors, hospitals, and clinics, while ESI manages pharmacy benefits.

Answer
How can associates review their current benefit enrollments?

Associates can log in to the Alight portal to view their current benefit elections. They can also choose to call the Alight Customer Care Team or schedule a 15 minute appointment at a time that works for them at 1 (800) 455-2587 (Option #1 for English/option #9 for translation). They’re available Monday to Friday, 8 a.m. to 9 p.m. ET.

Answer
Can associates schedule an Alight enrollment session and request translation services?  

Yes. When scheduling an enrollment call with Alight, associates can request translation services in advance to ensure support is ready during their appointment. If they call directly instead, they can still access translation by being placed on a brief hold while a translator is connected.

Answer
How do we talk about the value of the 2026 updates?

This year is about helping associates see how we’re evolving their benefits with intention.  

• Plans that reflect what associates and their families value.  

• Better tools and clearer pathways to navigate benefits.  

• Expanded care, stronger support, and a future-focused approach.

Answer
What’s expected of me in supporting associates?

You’re not expected to have all the answers, but you are a key connector. Here’s how you can help: • Remind associates that enrollment is required to secure coverage through Rich’s and share the key dates. Remind associates to review the full lineup of coverage and valuable voluntary benefits, even if they don’t intend to enroll. Encourage early review of materials and available support. Direct associates to Collective Health, HRHelp, or the microsite for questions. Model a calm, informed approach to navigating the updates. Remind associates they will all need to take action during the enrollment period. To have Rich’s benefits next year, they’ll need to actively enroll in coverage. Those who don’t enroll will not have benefits through Rich’s for 2026. In September, you’ll receive a toolkit with talking points, more detailed Q&A, quick references, and guidance on where to route questions.

Answer
Where should associates turn for general questions about enrollment?

During open enrollment, associates can go to the Alight Portal to review and enroll in benefits. The “Ask Sarah” decision support tool can help them figure out which plan fits their needs best. They can also choose to call the Alight Customer Care Team or schedule a 15 minute appointment at a time that works for them at 1 (800) 455-2587 (Option #1 for English/option #9 for translation). They’re available Monday to Friday, 8 a.m. to 9 p.m. ET.

Resource library

Resources
How the Essentials Plan works

Resources
How to find an in-network provider with Collective Health - Spanish

Resources
How to find an in-network provider with Collective Health - English

Resources
Collective Health Welcome Portal walkthrough - Spanish

Resources
Collective Health Welcome Portal walkthrough - English

Resources
How to reach a Collective Health Member Advocate

Resources
How to find an in-network doctor

Resources
Rich's 2026 Benefits Guide - How-to

Tips for accessing important 2026 benefits information.

HELP AND SUPPORT

We’ve got you covered.

From enrollment questions to medical coverage details, our partners are ready with the answers you need. You can also reach out to HRHelp with general inquiries.

Collective Health is your go-to for everything from understanding your medical and prescription benefits to navigating a diagnosis or finding in-network providers.
Review or make changes to your benefits, manage your spending accounts, and more when you visit the Alight portal.