Vision
VISION PLANS
Support for your eye health
Taking care of your eyes is an important part of your overall health. Rich’s offers vision coverage through MetLife's Superior Vision Network so you can take care of your sight and catch issues early.
overview
Plans at a glance
Some plans cost more each month but cover more when you need care—others have lower monthly costs but you’ll pay more out of pocket when you use them. Have a look.
Vision Basic
Vision Enhanced
COMPARISON TABLE
See how the plans stack up
Compare plans side by side—see what they cover, what they cost, and what sets them apart.
Basic
Enhanced
Network
Superior
Superior
Frequency (Exams / Lenses / Frames / Contacts)
How often you can use your vision benefit.
12 months / 12 months / 12 months
12 months / 12 months / 12 months
Exam
$20 copay
$10 copay
Materials Copay
A set fee you pay when you get glasses or contacts. It’s like your share of the cost for the “materials.”
$20 copay
$10 copay
Lens Type
Single
100%
100%
Bifocal
Eyeglass lenses that have two vision zones—one for seeing up close and one for seeing far away.
100%
100%
Trifocal
Lenses with three vision zones: near, intermediate (like computer distance), and far.
100%
100%
Lenticular
Special lenses that make objects appear larger.
100%
100%
Frames
Retail Allowance
The dollar amount your plan contributes toward glasses or contacts. If you pick something more expensive, you pay the difference.
$130 Allowance
$200 Allowance
Contact Lenses
Elective
The dollar amount your plan contributes if you don’t have a medical need for contacts.
$130 Allowance
$200 Allowance
Medically Necessary
How your plan covers contacts for vision correction when you need them.
Covered in full
Covered in full
Fitting and Evaluation
Extra steps your eye doctor takes to measure your eyes and ensure contact lenses fit comfortably and safely.
$20 Copay
$20 Copay
LASIK - Discount Allowance
A laser surgery that reshapes the cornea to improve vision.
Savings of 20% - 35% off the national average price of traditional LASIK are available at over 1,000 locations across our nationwide network of laser vision correction providers.
Savings of 20% - 35% off the national average price of traditional LASIK are available at over 1,000 locations across our nationwide network of laser vision correction providers.
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